Thursday, January 5, 2012
Adding Up The Costs
What can I say? My biological clock is winding down to its last tick.
But just how much will it cost me to get the baby I long for, dream of, love already without holding it?
This will be our second round of IVF. I realize that many have gone through more and some have had success with just one. We sort of had success with the first one in the fact that I did get pregnant but it just didn't stick around.
I still have eggs, that much is evident in the fact that I got pregnant again after losing JR. But that one didn't stick around either. Now its crunch time. I'll be starting my injections on the 14th if the Antral Suppression Scan goes well.
I paid the IVF bill for this cycle on Wednesday. I shouldn't have been shocked to be quoted a higher number but some how I was. It went up. Everything is going up in price these days. If I knew for sure that I would need cryo preservation, at my age I'm realistic in the fact that I won't be needing it, I would pay an additional $1300. I had the billing department take that off the bill and said to them that if I need it I'll be happily surprised and will gladly pay for that bill when it comes in the mail.
I'm lucky in that of the $8,643.39 in medications for this cycle my insurance covered all but $12.00 of it. But the insurance still didn't cover the almost $7,000.00 for the rest of the procedure. Hey its still a break in cost. I'll take a cost break where I can get one these days.
Our savings accounts are now almost depleted. I really hope this works. J only makes about 24K a year being a soldier and I have been having us live on half that amount so that we could pay for the two IVFs without having to bankrupt us.
Having this, our last IVF, over with a baby on the way would be a real blessing. I know I can save in the 9 months of gestation to afford things for the baby since I've been living on very little since last January. I say I since I do the finances here with J being so busy. I know that I can squirrel away a college education or trade school fund too when the baby arrives by saving for its future.
If this doesn't work well then I guess I'll just put away money for vacations, a house, and retirement. Living life on the cheap, not eating out and not going to the movies does make for a bit duller life but when you know you have money for emergency car repairs and won't have to rely upon the credit cards its rather nice.
I really want a baby. I think that even if I had to pay full cost I would have but again this would be our last IVF. I'm getting signals from my body that its getting really tired of all these hormones being pumped into it.